# TRICARE Now Covers Online Therapy In New York - $0 Copay For Active-Duty Families Through MMHC

- URL: https://theranews.net/blog/2026-04-10-tricare-now-covers-online-therapy-in-new-york-0-copay-for-active-duty-families-t-e3c46b/
- Published: 2026-04-10
- Type: Archive summary (AI-assisted summary of third-party reporting)
- Original outlet: menafn
- Original report: https://menafn.com/1110965613/TRICARE-Now-Covers-Online-Therapy-In-New-York-0-Copay-For-Active-Duty-Families-Through-MMHC
- Topics: new-york
- Publisher: TheraNews, operated by AdvancedCare USA Inc.
- Notice: Educational content, not medical, legal, billing or financial advice. Cite the original outlet, not this summary.

> Manhattan Mental Health Counseling becomes an in-network TRICARE provider for New York, accepting TRICARE Select and Reserve Select for virtual therapy at Fort ...

---
Manhattan Mental Health Counseling (MMHC), a New York-based telehealth practice with 80+ licensed clinicians, now accepts TRICARE Select and TRICARE Reserve Select for secure online therapy throughout New York State, including New York City, Long Island, Westchester County, and upstate regions. Active-duty family members on TRICARE Select pay $0 per session in-network with a $1,000 annual catastrophic cap, with no referral required for most plans and most patients scheduled within 3 days.

## Coverage Plans and Cost-Sharing

For active-duty family members (Group A) on TRICARE Select, therapy is typically $0 per session in-network. Retirees and dependents (Group B) pay approximately 25% cost-share after their annual deductible. Guard and Reserve members enrolled in TRICARE Reserve Select (TRS) are eligible for outpatient mental health therapy and pay approximately 20% cost-share after a $150 individual or $300 family deductible. All plans cover telehealth at the same rate as in-person visits, and MMHC manages all claims directly with the Defense Health Agency, eliminating paperwork for patients.

## Clinical Services and Specializations

MMHC's clinical team includes therapists with specialized training in military mental health using evidence-based approaches aligned with VA/DoD Clinical Practice Guidelines. Conditions treated include PTSD and combat trauma, military sexual trauma (MST), anxiety disorders, depression and mood disorders, deployment stress and reintegration, and military-to-civilian career transitions. All care is delivered via secure telehealth using evidence-based therapies including CBT, DBT, and EMDR. According to MMHC, telehealth delivery removes "the on-base care stigma barrier that leads many service members to delay or avoid treatment, providing a private, off-installation option for those who prefer it."

## Intake Process

MMHC's military-experienced Therapy Coordinator manages the intake process: MMHC confirms TRICARE eligibility, copay, and deductible before scheduling; patients are paired with a licensed therapist experienced in military mental health; and care begins online via secure video.

---

*This article is an AI-assisted summary. All facts and figures are drawn from the original report: [https://menafn.com/1110965613/TRICARE-Now-Covers-Online-Therapy-In-New-York-0-Copay-For-Active-Duty-Families-Through-MMHC](https://menafn.com/1110965613/TRICARE-Now-Covers-Online-Therapy-In-New-York-0-Copay-For-Active-Duty-Families-Through-MMHC)*